Financial design group
Our Approach The world of financial services can be daunting. Even if your circumstances are relatively straightforward, there are several options to consider. Seeking professional financial advice and guidance can help minimize your risk and seek the most value out of your available finances. Our knowledgeable financial professionals will help you evaluate options in order […]
Estate guide
Have you ever dealt with a family members estate who has passed away or helped “manage” ones financial life that wasn’t organized? We have! It can be very difficult if ones financial life isn’t organized. This organization doc helps with the following:
Fixed annuity contract
Have you been frustrated by the lack of ability to earn what you perceive as a “fair” return on your money? Remember the good old days when a passbook savings account earned more than 3-5%? Those are now gone but rates have been moving up. Thanks for reaching out to us regarding being notified of […]
Long-term care options
As the baby boomer generation continues to progress through life and gain more wisdom, we see an ever growing need for this generation to have some sort of a thought out plan for their long term care needs. Having a plan for long term care makes a lot of sense and can alleviate ones family […]
Specialized Strategies
We offer many “outside the box” ideas to our clients and view ourselves as specialists in this area. We spend a great deal of time studying the economy and researching opportunities in the industry. This is simply a short list of ideas that you might enjoy reading about. This is not comprehensive in nature and […]
How to pay for college expenses
College is getting more expensive by the day and we feel that eventually this trend will change but for now it certainly has become the new normal. Here are some funding sources that we have used in the past in order to pay for college: Obviously there are many more ways to pay for college […]
Retirement income planning
Several things come to mind when I think about retirement and one of the major issues would be running out of money. Setting up financial matters to address this risk makes a lot of sense for some of our clients. Having some base income that is fixed can make a lot of sense. We often […]
Estate strategies and techniques
Over the years there have been several occasions where we have ran into some complicated estate tax planning issues that require a bit more time and attention than the average middle income American might need. These issues are usually a case by case basis and handled with care and hiring the right team. We have […]
Best type of insurance
What is the best type of insurance to own? How much life insurance do you need to own? How do you find someone qualified to answer these questions? Some of these questions are very easy and others can get a little more complex and even overwhelming. We can start by addressing them one at a […]
Life Insurance 101
Types of Life Insurance There are numerous types of Life Insurance contracts in existence today; including Term Insurance, Universal Life (UL), Adjustable Life (AL), and Whole Life (WL). There are so many policies today that fit many different scenarios of life (Please remember that all insurance guarantees are based on the claims paying ability of […]
