Have you been frustrated by the lack of ability to earn what you perceive as a “fair” return on your money? Remember the good old days when a passbook savings account earned more than 3-5%? Those are now gone but rates have been moving up.
- time “commitment” (many different terms)
- Easy to understand, you earn your rate net of all fees
- Tax deferred as it grows
- Backed by the financial security of insurance provider(s)
- 10% free withdrawal each year (would cover RMD)
- Many different term and rate options (very similar to a CD) with a variety of carriers
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